Effective Date: February 6, 2026
These Terms and Conditions (these “Terms”) govern your participation in and purchase of any group coaching program, digital course, workshop, bootcamp, or related services (the “Program”) offered by Wendy Nathalia Segoviano (the “Coach,” “we,” “our,” or “us”).
By enrolling in, purchasing, or participating in the Program, you (“Participant,” “you,” or “your”) acknowledge that you have read, understood, and agree to be bound by these Terms.
Coach and Participant may be referred to individually as a “Party” and collectively as the “Parties.”
Client understands that if they purchase the Program during the first 48 hours of launch, they will receive a bonus one (1) hour 1:1 session with Coach (the “Bonus Session”).
The Bonus Session must be scheduled and used within one (1) year of the date these Terms are accepted (the “Agreement Date”). After one (1) year, any unused session(s) will be considered forfeited, and no refund or credit will be issued.
It is the Client’s responsibility to schedule the Bonus Session within this time frame. Exceptions may only be granted in writing at the sole discretion of the Coach.
Client acknowledges and agrees that the Program and Services are not intended to constitute legal or financial advice, and are not a substitute for advice from a licensed professional.
Client acknowledges that Coach is not a financial advisor or certified financial planner (CFP).
You agree that if any financial difficulties arise during the course of the coaching relationship, you will notify Coach immediately so that Coach can provide an appropriate referral.
Coach will at all times exercise her best professional judgment, efforts, skills, and care to support Client in meeting their personal finance coaching goals. The Client understands and acknowledges that Coach will not be liable legally or otherwise for the actions the Client may or may not undertake as a result of coaching sessions.
Coach does not make any representations about any results you may receive as a result of the Services or attending sessions. Coach cannot and does not guarantee that you will achieve any particular result from your participation in the Program. You further agree the Services are for educational and general purposes only.
Client understands and assumes the risk of participation in the Program and agrees to work with Coach (including any of Coach’s officers, directors, employees, instructors, interns, and owners, if applicable) during the session(s).
Any actions or lack of actions taken by the client based on coaching are done solely by choice and responsibility of the client and are neither the responsibility nor liability of the Coach.
The client takes full responsibility for the decisions they make after being coached, as well as the consequences. The client enters into coaching with full understanding that they are responsible for creating their own results.
In providing the Program, Coach may provide work or materials necessary or incidental to the Program, including but not limited to designs, artwork, writings, content, presentations, classes, handouts, multi-media, drawings, scripts, sketches, diagrams, samples, concept art, illustrations, data, tools, work product, and other creative expressions (collectively, the “Resources”).
The Parties agree that any Resources delivered by Coach do not constitute a “work made for hire.” Accordingly, Coach retains sole and exclusive ownership of all Resources, including any copyrights, patents, trademarks, and any other intellectual property rights or moral rights related thereto (“IP Rights”), whether created in connection with the Program or for any other purpose.
Nothing in these Terms transfers or assigns, or shall be construed to transfer or assign, any IP Rights to Client.
Coach grants Client a limited, non-exclusive, revocable license to use the Resources for promotional or non-commercial purposes. Client shall not use the Resources for any other purpose unless expressly authorized by Coach in writing.
If you choose a payment plan for the 6-Week Investing Bootcamp (the “Program”), you agree to pay the full Program fee according to the installment schedule selected at checkout.
All payments must be made on time, regardless of attendance, participation, or completion of the Program.
You understand and agree that:
Payment plans are provided as a convenience and do not alter the total price of the Program.
You are responsible for completing all installment payments.
Failure to make a scheduled payment may result in removal from the Program and/or loss of access to Program materials, calls, and community spaces until the account is brought current.
Missed or late payments may be subject to additional collection efforts or administrative fees where permitted by law.
All payment obligations remain in effect even if you do not complete the Program.
Client understands that all sales are final. Once payment is made, whether in full or through a payment plan, no refunds will be issued except as outlined below.
If Client chooses to terminate within the first 30 days of the Agreement Date and before completing more than one (1) session, a prorated refund may be granted at Coach’s sole discretion.
After the first 30 days or after attending more than one session, no refunds will be issued for any reason, including but not limited to failure to attend sessions, changes in availability, or loss of interest.
Client acknowledges that Coach reserves time and resources for each participant and that missed sessions or lack of participation are not grounds for a refund.
If the Client becomes unresponsive and does not engage in communication with the Coach for 60 consecutive days, the Program will be deemed inactive and closed, with no refund provided. Communication includes responding to emails, scheduling sessions, or attending scheduled sessions. It is the Client’s responsibility to maintain communication and participation in the Program.
The Program may include access to a supportive learning community, which may include group coaching calls, online forums, or private messaging spaces (the “Community”).
By participating, you agree to contribute to a respectful, inclusive, and empowering environment.
Participants must not:
Harass, bully, intimidate, or discriminate against others
Use offensive, harmful, or inappropriate language
Disrupt calls, discussions, or learning spaces
Promote unrelated products/services or solicit other participants
Share confidential or personal information about other members outside the Community
Coach reserves the right, in their sole discretion, to remove any participant from the Community or Program for violating these expectations, without refund, to protect the integrity and safety of the group.
Participants agree to respect the privacy of others. Any personal or financial information shared within the Program or Community must remain confidential and may not be disclosed outside the group without express permission.
This is a judgment-free space where we build wealth together. Respect and kindness are required.
If a dispute arises relating to any aspect of these Terms between you and Coach and cannot be resolved through cordial conversation and negotiation, you agree to discuss in good faith the use of mediation before resorting to arbitration, litigation, or any other dispute resolution procedure.
These Terms are governed by California state law. Any court proceedings relating to these Terms must be instituted in the County of Los Angeles.
These Terms constitute the entire agreement between the Parties. There are no other promises or conditions, whether oral or written, concerning the subject matter of these Terms. These Terms supersede all prior agreements between the Parties.
If you have questions about these Terms, please contact:
[chapina.buildingwealth@gmail.com]